Aquaculture Loans – Farmed Shellfish

Licenced Nova Scotia shellfish producers may be eligible for assistance when purchasing farm assets to develop or expand a commercial shellfish farm. An aquaculturist applying for support must be a Canadian citizen and Nova Scotia resident or a registered Nova Scotia company in good standing, be the age of majority at the time of application – at least 19 years old and show evidence of competency in shellfish farming. Financing is available for: Purchase of existing aquaculture operations Collection materials, grow-out equipment and materials, rafts, buoys, flotation devices, anchors, nets, cages for grow-out, small boats, outboard motors and onboard gear handling devices Shellfish seed/spat

BDC – Business Financing

BDC’s mission is to help create and develop strong businesses through financing, consulting services and securitization, with a focus on small and medium-sized enterprises. Through their subsidiary, BDC Capital, it also offers a full spectrum of specialized – financing, including venture capital, equity, as well as growth and business transition capital. Term loans may be used for the following: Start or buy a business Buy, build or renovate your facilities Buy equipment Research and develop new products Develop new markets for your products Acquire information and communications technology Sell your business

BDC – Indigenous Entrepreneur Loan

This loan offers up to $250,000 to start or grow your business, whether you operate on or off Reserve. Flexible repayment terms, a loan that gives back to charity and limited personal risk are features of this loan. Use the Indigenous Entrepreneur Loan to: Acquire fixed assets Finance franchise fees Cover start-up costs Start exporting Replenish working capital

BDC – New Canadian Entrepreneur Loan

Access up to $50,000 in financing for Newcomer Entrepreneurs.

BDC – Women in Technology Venture Fund

The BDC Capital Women in Technology (WIT) Fund is one of the world’s largest venture capital funds dedicated to investing in women-led technology companies. Women are under-represented and under-funded in technology and investment companies. BDC wants to change that. We will invest $200 million over the next five years to help bridge this gap.

BDC- Small Business Loan Online

BDC as of late has seen a lot of success supporting entrepreneurs through our online financing solution up to 100k. If you are a business who need access working capital lending to help better manage your cash flow, we have a really quick and easy to apply solution that can be done online: BDC online Loan Features: Financing up to $100,000 (total) Secured with a personal guarantee Amortized over 5 years plus an upfront 6-month postponement of principal payment No application fee Funds are disbursed immediately, no proof of expenditures required Everything is done electronically Loan can be fully repaid with no penalty Special limited time interest rates Eligibility: Must be in business producing revenue for at least 24 months Good credit history

BIONOVA – BioInnovation Challenge

The BioInnovation Challenge is an Atlantic Canadian business competition to recognize significant commercialization potential in Health and Life Sciences. BioNova understands that, more than ever, a strong and vibrant economy in the province requires continuous innovation and the creation of new Nova Scotian Health and Life Sciences companies. Early stage companies evolve over time to become major employers in the community and encourage a culture of entrepreneurship and innovation – key ingredients for prosperity.

BIONOVA – International Bio-Partnering Program

This program provides financial assistance to further develop international business and/or research relationships for Atlantic Canadian Companies. It facilitates the creation of focused international business and research alliances for Atlantic Canadian life sciences companies and research organizations and is an opportunity to move existing international relationships into the next level of the collaborative process, and may include company recruitment, new product development, investment opportunities, in/out licensing agreements for intellectual property, R&D collaborations, and potential export opportunities. Eligible costs include travel-related costs of the business guests being invited to the region.

BIONOVA – Mission & Conference Assistance

BioNova participates in a select group of external conferences that are seen as pivotal events for the local industry. For these select, external events, BioNova partners with; local, national and international organizations to develop assistance programs for member companies, which may involve discounted registrations, speaking engagements, and travel and accommodation assistance.

Black Business Initiative Financial Programs

The Black Business Initiative (BBI) promotes and assists in the development of Nova Scotia Black-owned businesses providing business development assistance. BBI provides financial assistance in the form of loans up to $25,000 and facilitates access to other financing. BBI also provides business training programs and opportunities.   Ownership must be 33% black and must be a registered proprietorship, partnerships or limited company. Participants must have a viable business plan, with two year cash flow projections, the ability to repay the loan and a suitable management strategy is required. Types of loans provided include Capital Equipment Acquisition, Working Capital, or Short-term receivable financing.