The following companies/organizations are Investors of the Cape Breton Partnership and offer services specific to business development.

Sydney Credit Union

We are a financial cooperative committed to providing programs and services which enhance the economic and social well being of our members and our community. As a Sydney Credit Union member, you have access to a complete and competitive line of financial products and services – and the convenience of our three full service branches, one in Sydney, one in Sydney River and now one in Whitney Pier. We offer personal and commercial loans, mortgages, chequing and savings accounts, MasterCard® products including CHOICE REWARDS®, RRSPs, RRIFs, RESPs, GICs, Internet and telephone banking, and several money savings package plans, suited to meet your financial needs.

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95 Townsend St. Sydney, NS B1P 6K3

(902) 562-5593

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TD Bank Financial Group

As a top 10 North American bank, TD aims to stand out from its peers by having a differentiated brand – anchored in our proven business model, and rooted in a desire to give our customers, communities and colleagues the confidence to thrive in a changing world. Our small business banking includes: Business Bank Account (Canadian and US Dollar) Merchant Solutions (Debit and Credit Processing) Business Credit Cards Payroll Services Cash flow management – Overdrafts and Lines of Credit

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Doug Arsenault

Account Manager-Small Business Banking

292 Charlotte Street, Sydney, Nova Scotia

902-539-3640 ext 300

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The Breton Law Group

The Breton Law Group is a law firm dedicated to providing their clients with excellent service, trusted advice and sound direction. Their lawyers are an experienced and skilled group of advisors. Some of Sydney’s most accomplished lawyers have merged together to form a powerful team. The Breton Law Group is pleased to offer their clients a full range of legal services. The Breton Law Group offers personal services to their clients in the areas of real estate transactions, estate planning and family law. They also offer a considerable range of business services including strategic advice, corporate structures and commercial transactions, tax planning, labour and employment advice. The Breton Law Group has experienced litigators and mediators available to assist you. Their firm is supported by an experienced and responsive staff. The Breton Law Group employs clerical and administrative staff as well as a full complement of property, corporate and litigation paralegal support. This support enables them to offer their clients timely and trusted advice in a cost effective manner. They invite you to come in and talk to them for a complete profile of their team and services. The Breton Law Group look forward to working with you.

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292 Charlotte Street Sydney, NS B1P 1C7

902-563-1000

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Trifos Design Consultants

Trifos Design Consultants is an Architectural/Interior-Design Firm providing a broad range of services; including complete architectural design, interior design, working drawings and specifications, restoration & heritage design, historic-building assessments, site selection, space planning, master planning, development studies, feasibility studies, materials research, construction-administration services, building surveys, assessment reports, area certifications/analysis, cost advice, and furniture & fittings selection. Noted for excellence in design and Client service, Trifos Design Consultants has been in operation since 1986, with a full staff complement of architectural, design, technical, and administrative personnel.

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7 Cromarty Street Sydney, Nova Scotia, Canada B1P 4V9

(902) 539-8079

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Vibe Creative Group

Vibe Creative Group is a creative agency that works on a national stage. Since 2002, the Vibe team has provided exceptional marketing communications results for businesses, organizations and governments within Nova Scotia and across Canada. There are many things that make us who we are – our people, our clients, our ideas. From branding and digital marketing to event coordination, interiors and strategic planning, our dynamic team is ready to work with you to deliver clear, effective marketing communications through inspired design.   Our services include: Strategic Branding Creative Graphic Design Web Design Public Relations Consulting Interiors

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Tracey Boutilier

Owner

181 Charlotte Street, Sydney, NS, B1P 6H2

902-539-3870

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Virtual Adviser Program

Get one-on-one support from an experienced business adviser. Our free Virtual Adviser Program powered by BoomersPlus.com will match you with a seasoned professional to help you solve a unique challenge your business is facing during this difficult time. The program is available to businesses operating in Cape Breton. The Virtual Adviser Program is powered by BoomersPlus.com which specializes in matching organizations with seasoned talent to fill project or term roles. Their network includes thousands of professionals, managers and executives ready to share their experience and expertise.

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Shannon McNeil

Business Planning Advisor

285 Alexandra Street, Sydney, NS,

902-562-0122

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VMP Group

VMP Group is all about engagement, from engaging their clients, to understanding their goals, to developing digital solutions, to helping them engage their customers. It’s a philosophy that’s been working for more than two decades.

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319 Charlotte Street 3rd Floor Sydney, NS B1P 1E1

902-562-8006

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Business Counselling

Community Business Development Corporation offers business counselling, advice and other assistance to both new and established business owners and entrepreneurs.

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Business Management Skills Training

Our team offers many different types of training programs all intended to help business people and entrepreneurs improve their business management skills so they can improve their businesses or build new ones. We provide business skills training on lots of different and business topics, such as market development, feasibility studies, bookkeeping, finance, business analysis and more.

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Business Navigators

Our Business Navigators can give you personalized and timely help with regulation and requirements, including registration, permit and licences. They can help free up your time so you can focus on your job: building a successful business. Nova Scotia’s business navigators help business owners with business needs such as:

Registering a business
Determining what permits and licenses are required to operate a business
Understanding applicable inspection requirements
Finding resources to assist with financing, taxes, staffing and other needs

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1-844-628-7347 (1-844-NAV-REGS)

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Business Taxes

This site includes information on income tax, GST/HST, payroll, business numbers and customs rates.

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Canada Business Nova Scotia Events Calendar

Learn about various events offered for entrepreneurs in Nova Scotia.

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Canada Green Corps Program

If your business or non-profit organization is looking to reduce its environmental footprint or increase sustainability, you can apply for a wage subsidy to hire an eligible youth. Eligible employers must:   Offer meaningful work experience Offer a 4 to 6 month term Pay a portion of the youth’s salary   Eligible participants must: Be between 18 and 30 years of age Be legally entitled to work in Canada Not be a full-time student or co-op student

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(613) 232-5751

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Canada Revenue Agency

Learn how to manage various aspects of your business administration through a selection of online videos and recorded webinars for business owners. The videos and webinars cover topics such as:   Starting a business GST/HST Payroll and preparing T4 and T4A Reporting business income and expenses Keeping Records

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Canada Revenue Agency- Scientific Research and Experimental Development

This website provides information about the Scientific Research and Experimental Development (SR&ED) Program, including what you need to know to claim SR&ED tax incentives.

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Canada Small Business Financing Program

July 2022 update: The amendments to the Canada Small Business Financing Regulations and Canada Small Business Financing Act came into force on July 4, 2022. They provide lenders and small businesses with additional financing products, new class of loans, increased loan amounts and terms, improved loan conditions and decreased administrative burden. Financial institutions are currently in the process of rolling out these changes to start offering all of the enhanced features shortly. The Canada Small Business Financing Program makes it easier for small businesses to get loans from financial institutions by sharing the risk with lenders. Term loans can be used to finance the following costs: purchase or improvement of land or buildings used for commercial purposes purchase or improvement of new or used equipment purchase of new or existing leasehold improvements, that is, renovations to a leased property by a tenant intangible assets and working capital costs Lines of credit can be used to pay for working capital costs, that is, day-to-day operating expenses of the business. The maximum loan amount for any one borrower is $1.15 million. Contact your nearest lending agency, or agency of choice to learn more: Credit Unions East Coast Credit Union Limited 1168 East Margaree Road Margaree NS St. Joseph’s Credit Union 3552 Highway 206 Petit De Grat NS New Waterford Credit Union 3462 Plummer Avenue New Waterford NS Sydney Credit Union 95 Townsend Street P.O. Box 1386 Sydney NS Bank of Montreal 37 Union Street Glace Bay NS Bank of Nova Scotia 765 Main Street Sydney Mines NS 299 Commercial Street P.O. Box 40 North Sydney Ns 125 Commercial Street Glace Bay NS 634 Reeves Street Unit 18 Port Hawkesbury NS Canadian Imperial Bank of Commerce 11 Keltic Drive Sydney River NS 15 Dorchester St. Sydney NS Toronto Dominion Bank 292 Charlotte Street Sydney NS

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Canada-United States-Mexico Agreement (CUSMA)

On November 30, 2018, Canada, the United States and Mexico signed the new Canada-United States-Mexico Agreement (CUSMA), on the margins of the G20 Leaders’ Summit in Buenos Aires. Parties are now undertaking their domestic process towards ratification and implementation of the CUSMA. The CUSMA outcomes preserve key elements of this trading relationship and incorporate new and updated provisions that seek to address 21st-century trade issues and promote opportunities for the nearly half a billion people who call North America home.

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Trade Negotiations – North America Division (TNP)

Global Affairs Canada

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