The following companies/organizations are Investors of the Cape Breton Partnership and offer services specific to business development.

Micro-Loan Program

Under the Micro-Loan Program, women+ entrepreneurs from across Unama’ki – Cape Breton will be eligible to apply for a loan of up to $10,000. The Micro-Loan Program is made possible by the partnership and participation of the Cape Breton Partnership, Sydney Credit Union, East Coast Credit Union, Cape Breton Regional Chamber of Commerce, Strait Area Chamber of Commerce, Centre for Women in Business, and Centre for Entrepreneurship Education and Development.

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902-562-0122

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Navigate

Navigate, located in the New Dawn Centre for Social Innovation in Sydney, Cape Breton, Nova Scotia, aims to foster and keep burgeoning companies in Cape Breton by providing space, support, and resources. Navigate provides: Subsidized office space for early-stage companies Common workspace available to all members The ability to tap into a worldwide network of experts in the fields of business and technology Event programming provided for tenants, members, and the community includes lunch and learns, workshops, hackathons, and start-up weekends

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Megan MacAulay

Project Director

37 Nepean Street, Suite 105, Sydney, NS, B1P 6A7

902-565-1102

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Nova Scotia Community College- Marconi Campus

Located in Sydney, the Marconi Campus offers a range of programs and a friendly learning atmosphere. Students enjoy plenty of open space with comfy seating, quiet study areas, wireless access and computer labs. The campus business centre serves as an incubator for small businesses and provides opportunities for students to work part-time in their field of study, and build their portfolio. It also provides the resources to help them develop their own small business ideas. A new trades wing features shop space, classrooms, offices and a green design, meeting Leadership in Energy and Environmental Design (LEED) standards.

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1240 Grand Lake Road Sydney, Nova Scotia B1P 6J7

902-563-2450

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Nova Scotia Community College-Strait Area

Located in Port Hawkesbury, the Strait Area Campus offers an extensive range of programs. The Campus is home to the Nautical Institute that provides Transport Canada-approved marine training. Facilities for marine training include a wave tank, fire training centre and state-of-the-art simulators for propulsion systems, navigation and global communications. Students enjoy a spacious and friendly campus environment, amazing outdoor spaces and trails, as well as excellent recreation fitness and entertainment services that are offered in the area year-round. The Strait Area Campus also offers programs in Wagmatcook First Nation at the renovated Wagmatcook Learning Centre.

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226 Reeves Street Port Hawkesbury, Nova Scotia B9A 2A2

902-625-2380

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NovaStream

Nova Stream Productions offers a full range of professional audio and visual services from commercials to documentaries and feature-length films to event A/V and live streaming. SERVICES OFFERED Film & Video Production Live Streaming Live Event A/V A/V Installations Photography UX and UI Design Custom Built Websites SaaS Development Mobile Applications Managed Hosting Theatre Manager Integration Marcato Festival Integration

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Sydney, Nova Scotia

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NSCC – Customized Business Training Solutions

Customized learning solutions to meet specific industry requirements. NSCC offers a wide variety of services, including:

Consulting – Needs assessments, training plans, business process mapping, preparation of technical documents and related training materials
Curriculum development – New curriculum development, customization of existing curriculum, instructional design
Customized learning – Face-to-face delivery both at your workplace or on-campus, online delivery, combination of delivery methods and locations, coaching and mentoring
Online delivery – Create or repurpose existing training content, host online training, provide technical support to learners and trainers
Capacity building – Pre-employment training programs, train the trainer programs, testing and evaluation

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Amanda Mombourquette or Donald Hanson

Community Innovation Lead

(902)-227-7836 or (902) 919-5225

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NSCC – Your Entrepreneurial Self Program

NSCC Entrepreneurship provides entrepreneurial skill awareness and development opportunities for students, faculty and staff. Programs and services include:

Free Entrepreneurial Resources including workshops, presentations, activities, lesson plans, templates, toolkits
Business Counselling –One-on-one business counselling for students, staff and faculty who are interested in starting a business or want to take their existing businesses to the next level. Guidance offered for business plan development, marketing, HR, government regulations and financing.
Curriculum Consulting – One-on-one curriculum consulting and support to integrate entrepreneurship into the classroom (integrating tools such as the business model canvas, business plans, software and activities)
College Wide Activities – entrepreneurial activities for students, staff and faculty including challenges, contests and competitions and professional development opportunities
Community Connections – Entrepreneurial Service Providers and Community Resources – we work with other entrepreneurial service providers and connect students/staff to relevant resources and supports, workshops and training events, available in our communities

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Sheri Williams

902-491-8869

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Sampson McPhee Lawyers

For over 30 years, Sampson McPhee has provided innovative and practical solutions, timely and efficient service and a breadth and depth of knowledge and experience in all areas of the law to a diverse client base. They provide services of the highest calibre in every area of law, a goal to which the members of their firm are committed to at every level. The success of their firm has only one measure: the success of the clients they serve. At Sampson McPhee, they have long been guided by a tradition of doing the best that they can for their clients by doing good work. This tradition continues to serve as their foundation and their inspiration. Today, doing good work for their clients means advancing their position as knowledgeable, multi-disciplinary service providers with global competence. Sampson McPhee’s lawyers continue to demonstrate their qualities as innovative strategists, well able to handle the complexities of emerging industries, advancing technology and variable international economics to maximum advantage. Above all, their lawyers, students and staff share a common goal, excellence in all that they do. Sampson McPhee vigorously fosters an environment that encourages the individual and supports the firm. The unique qualities that each individual brings to the collective effort are fundamental to the continued success of their firm and its clients and they proudly acknowledge their contributions to their past and to their future.

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66 Wentworth Street Sydney, Nova Scotia B1P 6T4

(902) 539-2425

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Strait Area Chamber of Commerce

SACOC provides unique opportunities for businesses to promote and develop through advertising, seminars, trade shows, networking and events. It also provides access to member discounts on business expenses such as group insurance, point of sale systems, advertising, etc., in addition to 15-20 training courses each year to help businesses be more efficient and grow. SACOC annually hosts a “Small Business Road Show” that engages SMEs and service providers in rural communities across rural Cape Breton. The objective is to build awareness of the many services provided to SMEs and new entrepreneurs. SACOC periodically hosts women leadership events that provide networking and skill development opportunities for women in business and leadership.

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Tanya Felix

902-625-1588

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Sydney Credit Union

We are a financial cooperative committed to providing programs and services which enhance the economic and social well being of our members and our community. As a Sydney Credit Union member, you have access to a complete and competitive line of financial products and services – and the convenience of our three full service branches, one in Sydney, one in Sydney River and now one in Whitney Pier. We offer personal and commercial loans, mortgages, chequing and savings accounts, MasterCard® products including CHOICE REWARDS®, RRSPs, RRIFs, RESPs, GICs, Internet and telephone banking, and several money savings package plans, suited to meet your financial needs.

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95 Townsend St. Sydney, NS B1P 6K3

(902) 562-5593

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CBDC First-Time Entrepreneur Loan

If you’re a new entrepreneur and live in a rural community in Atlantic Canada, you may be eligible for a First-Time Entrepreneur Loan from your Community Business Development Corporation (CBDC). This loan offers up to $150,000* to qualified borrowers and is available to sole proprietors, limited companies and partnerships (when majority control is resides with the new entrepreneur). First-Time Entrepreneur Loans are repayable, but have competitive interest rates and repayment terms. Financing may be term or demand loans, a loan guarantees, or equity investments.

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CBDC General Business Loan

From small businesses to even larger ones, there are many times when a business may need a loan. Perhaps you need to procure new machinery or equipment? Maybe it’s time to upgrade your facilities or buildings. Or perhaps a loan is the only way for you to improve or expand your business to tap new market opportunities. Banks and other traditional lending institutions can often be unavailable to you. The most flexible business loan we offer, the CBDC General Business Loan was made just for these situations.

Loans up to $150,000* may be available to eligible applicants. All loans are repayable and offer competitive repayment terms and interest rates. Financing can include a demand or term loan, a loan guarantee, or equity investment.
Loans will be secured, and can be from one to ten years, giving you the chance to develop your business while being free from financial burden.

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CBDC Innovation Loan

The loan is designed to encourage business productivity and effectiveness in the communities of rural Atlantic Canada. New technologies may include existing methods that have been adapted or repurposed for commercial applications. The loan could also be used for financing for new products or services and training, as well as financial support. CBDC offers up to $150,000 per qualified borrower. All loans are repayable and have competitive interest rates and repayment terms. Financial options include term loan and demand loans, loan guarantees or equity investments.

CBDC Innovation Loans may be used for a variety of things: the acquisition of equipment, software, processes or licenses, and other things that are clearly defined as “new” technology that will improve business operations. Expenses for infrastructure changes or installation, as well as maintenance due to implementation and utilization of new technology also qualify. We can also assist with costs for training employees in the application and use of the new technology.

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CBDC InRich

As CBDCs, we assist in the creation of small businesses and in the expansion and modernization of existing businesses by providing financial and technical services to entrepreneurs. Financial assistance is available in the form of loans, loan guarantees and equity financing to existing and aspiring entrepreneurs. Business counselling, help & advice is available to small businesses. We help businesses to succeed and therefore we give high priority to the advisory role of our mandate. Entrepreneurship development and training to individuals and small business owners/managers is available in many of our offices. Technical assistance usually takes the form of guidance and coaching, and sometimes advocating on behalf of our clients to other lending establishments or regulatory agencies. Since 1981, InRich CBDC has been providing valuable business development services to both Inverness and Richmond Counties on beautiful Cape Breton Island. We are proud of our clients and their accomplishments, assisting over 1,400 businesses with start-up and expansions, supporting many various sectors and industries to grow and prosper. If you are interested in knowing more of this beautiful area and our many business opportunities please call us. We would be pleased to talk business with you.

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Perry Chandler

CEO

15381 Hwy 19 Inverness

(902) 258-3698

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CBDC Youth Loan

Young entrepreneurs aged 18-34 know that getting a loan to start a new business can be challenging. Our Youth Loan program offers young entrepreneurs (18-34) access to the capital they need for business startup, expansion or modernization. It’s available as a repayable loan with competitive interest rates and repayment terms.

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CBDC- Entrepreneurial Training Fund (ETF)

CBDC offers individualized training opportunities to existing clients as well as group training to clients and other small business owners. Eligible training and counselling activities may include:

Training courses offered via the Internet or correspondence
University courses (excluding full-time studies)
Training seminars offered by business support or business development organizations or associations
Hiring a qualified consultant to provide business skills training that result in the transfer of knowledge or skills from the consultant to the client
Business skills training and counselling designed to enhance the client’s overall knowledge in business related skills
Costs associated with providing business skills training to potential entrepreneurs and/or existing entrepreneurs

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CBDC-Self-Employment Benefits Program

The Self Employment Benefits (SEB) Program is designed to help participants to continue to receive their Employment Insurance Benefits while going through the process of launching a new business. SEA provides assistance in the form of coaching, on-going technical advice and financial support for a maximum of 52 weeks. If you are receiving or are eligible for Employment Insurance Benefits (EI), you can continue to receive these benefits for up to one year.

 

Services provided with the SEA program include:

Business plan guidance
Business training
Business counselling

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CBRM Heritage Property Program

The CBRM is responsible for the Heritage Property Bylaw and for promotion of heritage conservation in our communities. CBRM Planning Department staff work closely with the Heritage Advisory Committee, a committee of Council that includes both elected Council members as well as citizens who are appointed by Council to serve on the Committee. The Objective of the Program is to encourage owners of registered municipal heritage properties to upgrade their properties in a manner that is consistent with the heritage value of the property as stated in the statement of significance for the property and the associated character defining elements. The incentive shall be 50% of the cost of the repairs or renovations up to a maximum of $12,000 per property. In the case of roof replacement and/or repair, the maximum grant shall be 30% of the cost up to a maximum of $6,000. In exceptional circumstances, the Committee may award a higher percentage of cost-sharing, as outlined in 4(c)

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Karen Neville

CBRM Heritage Officer

(902) 563-5088

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CBRM Tax Incentive for Downtowns and Business Parks

The Cape Breton Regional Municipality (CBRM) has a commercial tax incentive to promote downtown revitalization and business park development. The following development or renovations to commercial property are available: Tax assessment increases of $100,000 or more are eligible for up to ten years of tax reductions Tax assessment increases of less than $100,000 are eligible for up to five years of tax reductions Total tax reduction of up to 50% over the phase-in period are possible

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Tyler Matthais

President & CEO

285 Alexandra Street

902-562-0122

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Centre for Women in Business

The Centre for Women in Business (CWB) is dedicated to helping women succeed as entrepreneurs through exposure, connection and learning. This includes providing one-on-one business advice, business skills training, trade missions, networking and a membership program designed to develop and support women in business. The CWB has a dedicated business advisor in Cape Breton with office hours in Sydney, Port Hawkesbury, Port Hood, and Chéticamp, Isle Madam and area.

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Eirinn Fraser

Business Advisor, Cape Breton

902-217-2660

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